The House approved legislation 234 to 191 on Thursday that would let bankruptcy judges modify mortgages, but the bill's fate in the Senate remains unclear.

Though House leadership had enough of a majority to pass the bill over opposition from Republicans and several conservative Democrats, Senate leaders do not have as much leeway. Some Senate Democrats, including Sen. Evan Bayh of Indiana, continue to push for ways to narrow the bill, encouraged by the banking industry, which says the legislation would drive up the cost of credit.

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