In the time since the crisis unfolded, the U.K. government has been under criticism for not doing enough to stimulate a mortgage market revival.

But it might just redeem itself. The latest version of the long-awaited and debated Crosby report could have some of the answers many in the industry have been searching for. A revitalized mortgage market could also help fill the gap left by the struggling securitization market, which has been cut in half compared with 2007 figures.

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