Commercial banking

Connie Loveland is the owner and senior consultant at CSL Consulting, an affiliate of The NBS Group.

Maureen Doyle-Spare is the General Manager of Asset and Wealth Management and Insurance at UST. She has over 25+ years of experience leading teams in the finance sector, delivering innovation that delivers disruptive, problem-solving solutions for clients. Maureen is a results-driven leader focusing on providing value to clients through transformation. Her strong domain consultative approach and deep knowledge of emerging trends, industry best practices, and regulatory mandates allow her to create differentiated solutions and better client outcomes. She has deep experience executing enterprise-scale change management initiatives in business and digital transformations, including adopting disruptive technologies.

Anna Garcia is the founder and managing partner of Altari Ventures, a New York-based early-stage enterprise fintech fund focused on data-driven enterprise intelligence, capital markets and asset management technology, CFO tech stack, embedded finance and decentralized/centralized infrastructure convergence. Altari invests primarily in pre-seed and seed stage opportunities. 

Ashley Tison, Esq. is the founder of OZPros, an opportunity zone consultancy. A consultant and attorney on opportunity zones, tax-advantaged structures and investing strategies, he has advised over 500 commercial property investors, family offices, investment advisors and high net worth individuals on how to maximize their tax savings in real estate investments.

Loan criteria such as credit scores, loan types and loan-to-value ratios are all weaker than those included in 2022 deals, Fitch said.

The underlying leases have an average contract balance of $18,129. The top borrower accounts for 0.8% of the pool balance, while the top 10 borrowers represent 4.2%.

The collateral has a high principal payment rate, 63.1%, for the eleven months ended November 2023. It also had payment rates of 66.7% and 59.0% for the twelve-month averages for 2022 and 2021, respectively.

The private equity firm Caryle is buying a $415 million student loan portfolio from Truist Financial. It's also investing in a nonbank student lender called Monogram that works with banks and credit unions.

Nancy K. Klotz, MD, MBA, FACP, is chief medical officer at Brighton Health Plan Solutions, where she is responsible for clinical strategy across the company's various business segments. 

Whitney Barkley-Denney is deputy director of state policy and senior policy counsel at the Center for Responsible Lending, which provides nonpartisan research, analysis and advocacy to create financial fairness and economic opportunity for all.

Banks and Congressmen alike see U.S. regulators' version of Basel III as overly stringent for the securitization market.

Florence Pourchet is CEO of CIB Latin America and head of CSR Americas, BNP Paribas.

The class A notes to price between 150-160 basis points over the three-month interpolated yield curve. The class C notes might also price within a range of 300-325 bps over the 3M I-Curve.

Sarah-Jayne Martin is director of financial automation for Quadient. She has more than 20 years of experience in finance. Prior to Quadient, Martin served as director of order to cash for several large firms, managing global teams. Connect with her on LinkedIn here.

Julie Schieni is vice president financial services at InvoiceCloud. She has over 25 years of experience in insurance and information technology. She has held leadership positions in software companies and property and casualty insurance carriers.

The AAA ratings also stem from a 5.5% base-case loss rate, a 22.5% base-case payment rate, a 15.0% base-case yield, and a 3.0% purchase rate assumption.

Its January forecast reverses the call first made in April 2022 that the U.S. economy would slip into an extended downturn.

Truist sold $3.5 billion of bonds in two parts. The longest portion, an 11-year fixed-to-floating rate security, yields 162 basis points above comparable Treasuries.

Gary Eimerman is chief learning officer at Multiverse. Gary is a tested leader in applied learning and, in his role at Multiverse, ensures apprentices have access to a world-leading learning experience that enables them to transform their careers.