The concept of a “fee for services” model, including a flat cash payment, has been kicked around for the past 10 years, but is finally gaining traction as the mortgage industry and regulators look for a better way to compensate residential servicers.

As for what ultimately will be decided, no one knows. In fact, in the end very little may change regarding the minimum 25 basis points paid to Fannie Mae and Freddie Mac servicers.

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