Freddie Mac reported mortgage rates eased to new record lows for all products in its survey for the week ending Jan. 12.

The 30-year fixed rates averaged 3.89% compared to 3.91% last week; 15-year rates fell seven basis points to 3.16%, while 5/1 hybrid and one-year ARM rates declined four basis points to 2.82% and 2.76%, respectively.

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