Commercial banking

GOOD 2023-2 has 11.3% fewer 25-year loans, compared with the GOOD 2023-2 deal. Some of that shift went to 30-year loans, which gained 0.02% in the current pool.

The Federal Reserve is leading the push for broader, more standardized risk-capital rules, yet some of its board members, other regulators and industry groups are uncomfortable with the proposal.

Michael M. Horn is a partner at the law firm of McCarter & English. He served on the board of directors of the Federal Home Loan Bank of New York for 30 years, including 10 years as board chair. He also served as the commissioner of banking for the state of New Jersey as well as state treasurer.

Denise A. Dunckel is CEO of the American Association for Debt Resolution, which advocates for consumer rights for Americans with unmanageable unsecured debt burdens.

The notice is a precursor to a reset deal, a type of refinancing that can extend the life of CLOs for years.

Raj Ananthanpillai is founder and CEO of Trua, a technology company that provides privacy-preserving reusable verified identity and risk-screening to assure trust and safety in digital environments, sharing economy, employment and workforce screening.

The San Francisco company's student loan business suffered from the moratorium on federal borrowers' loans. But executives see a rebound ahead despite high interest rates dampening appetite for refinancing.

The 2023-P1 collateral pool, which finances new and used auto purchases, has a weighted (WA) average credit bureau score of 736, WA seasoning of 24 months, and a WA loan-to-value ratio of 111.31%.

Visionary software executive who presents an unblemished record of improving enterprise value by understanding market opportunities and driving the organization to grow faster. Graduate of the Advanced Managers Program at Harvard Business School.

But mortgage numbers remain historically very low and fall short of pre-pandemic levels, according to VantageScore's latest monthly report.

Thaddaus E. Dawson Jr. is a certified general appraiser at the Dawson Valuation Group, Inc., an Atlanta property appraiser.

Kevin B. Kimble, Esq., is the founder and CEO of the Financial Services Innovation Coalition. He is a founding member of the coalition's Housing Task Force, which seeks to eliminate bias in the housing marketplace.

Philipp Hecker is CEO of Bento Engine, a technology platform that helps client-centric advisors deepen existing client relationships and convert more prospects.

Wednesday's announcement will likely also see debt managers hoist regular auction sizes for securities across the yield curve — with potential exceptions or smaller bumps for notes less in demand.

Economic data keeps defying bearish predictions — everything from gross domestic product to consumer confidence and hiring has beaten forecasts.

Alisdair Faulkner is co-founder and CEO of Darwinium.

Consumer advocates are protesting specific risk-weighting changes affecting borrowers with lower down payments. Also, a broader increase in requirements may discourage depository holdings of servicing.

The new rule sets a nationwide standard for disclosing all "material" breaches within four days — much sooner than many state-level disclosure rules.