Commercial banking

Peggy Pilon is the VP of clinical success at CalmWave.

Andrew Antos is CEO and co-founder of Klarity.

Virtually all of the attributes in VZMT 2023-5 and 2023-6 are identical, such as the statistical cutoff date (August 7), aggregate principal balance ($23 billion) and weighted average (WA) remaining installments, 26 months.

Lenders will be adjusting to new mandates regarding mortgage applicants that don't have payments for education debt on their credit reports.

The distribution of dealers among the top categories have improved, while the floorplan loans have monthly payment rates that are at record highs.

Decreased availability of bank capital for new commercial construction helped slow activity from the previous nine quarters, according to a new report.

Roman H. Kepczyk, CPA, CITP, CGMA, is the Director of Firm Technology Strategy for Right Networks. His primary focus is helping firms throughout North America effectively use information technology and accounting applications by optimizing their tax, audit and administrative production workflows.

Some buyers such as insurance companies tend to prefer longer duration to match their liabilities. That dynamic has also made asset based finance much more important

Regional banks may soon favor CLOs again while proposed rules could draw banks to the market long-term.

One potential credit drawback is that 25% of the pool finances construction equipment loans.

Pagaya's artificial-intelligence model utilizes more data points in assessing whether a consumer is creditworthy than the handful typically used by traditional auto lenders, so it can find more consumers who would have previously been denied a loan.

Gaurav Kapoor is the co-CEO and co-founder of MetricStream.

The World Bank director and former top Labor Department economist will become the first Fed governor of Hispanic descent and will give the board a full compliment of members since former vice chair Lael Brainard resigned in February.

Even though the average for the 30-year fixed loan declined for the second straight week, a buoyant economy will affect future movements, Freddie Mac said.

Some 24% of the pool has 76- to 84-month contracts. This deprives observers and investors of robust performance data, because of the lack of seasoning.

Underwriting league tables of asset-backed securities through September 7, 2023

Issuance volume of asset-backed securities for the year through September 7, 2023

Dan Draper is the founder and CEO at CipherStash, a Sydney, Australia-based cybersecurity and governance platform focused on data security and encryption technology. He is a longtime expert in the cybersecurity and data privacy field, pairing more than a decade of technical leadership experience with extensive research and development of cutting-edge data security technologies. He is an experienced security engineer and his mission is to help organizations extract the power of data without the risk while empowering all developers with the knowledge they need to build securely.

Nick Baum is the co-Founder and CEO of Tremendous.

Elizabeth Burstein is CEO and Co-Founder of Neura Health, an all-in-one benefits solution for the 1 in 3 employees with a chronic neurological condition.