Commercial banking

The market appears strongly divided, as commercial real estate presents investors with stark choices and big risk-management decisions, often differing by region and by sub-sector.

Regardless of HAROT 2023-4's issuance amount, which could reach $1.8 billion, all of the notes have total initial hard credit enhancement levels of 2.75%, and a reserve fund of 0.25%.

ACAR 2023-4 pool has a weighted average (WA), non-zero FICO score of 551, noticeably higher than the 535 FICO score of 2023-2.

The transactions grew between second and third quarter, with the new-home market seeing one of its largest surges in cash-buying in 13 years.

Biljana Rakic is the VP of human capital at CAKE.com.

On Nov. 7, voters will consider a whopping $2.8 billion bond package, including $94 million for a new 8,000-seat venue that could be the costliest in Texas history.

S&P sets out to rate $83.85 million in several subordinate notes, all of which are secured by auto loans, and which are expected to mature in January 2034.

The student loan servicer said that it's open to settling a high-stakes lawsuit filed by the Consumer Financial Protection Bureau during the Obama administration. It recorded a $45 million charge and said that the range of reasonably possible losses is between $0 and $250 million.

Angela Streba is the director of advisor brands at Commonwealth Financial Network.

With the firm since 2019, she partners strategically with advisors and external marketing experts and focuses on overall strategic brand marketing and mentoring efforts. Her goal is to help develop stronger and more cohesive advisor brands that lead to better marketing.

Bruce McClary is senior vice president of membership and communication at National Foundation for Credit Counseling.

Rod Griffin is senior director of consumer education and advocacy at Experian.

Underwriting league tables of asset-backed securities through October 26, 2023

Issuance volume of asset-backed securities for the year through October 26, 2023