| 2012 | 2011 | 2010 | |
|---|---|---|---|
| ABS (Public + 144A) | 85,145.9 | 52,971.4 | 57,196.6 |
| ABS (Public + 144A excluding CDOs) | 79,055.7 | 50,675.6 | 56,130.4 |
| ABS (Public Only) | 51,373.8 | 31,134.2 | 24,089.1 |
| ABS (144A Only) | 33,772.1 | 21,837.2 | 33,107.5 |
| Non-Agency MBS | 20,950.8 | 26,488.8 | 7,934.8 |
| Agency MBS | 126,798.4 | 197,911.6 | 205,764.4 |
| CMBS | 12,110.2 | 14,177.4 | 8,384.0 |
The underlying collateral pool is composed of 45,323 receivables, which have an average remaining loan balance of $30,210, and an average percentage rate (APR) 5.56%.
The 30-year fixed fell to 6.37% after a two-week ceasefire tempered war-driven volatility, but economists warn the spring housing market faces continued turbulence.
The Mortgage Bankers Association found gains in March for conforming, jumbo and government-sponsored loan indices for the third consecutive month.
The public and large institution segment make up 89.7% of obligors, up from the 87.7% seen in DEFT 2025-2, an increase that was driven largely by an increase in the large enterprise institution segment.
American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.
A new Basel III proposal offers mixed results for warehouse lending, with some risk-weight relief for banks but tougher terms that could crimp credit availability for nonbank mortgage lenders.
