| 2010 | 2009 | 2008 | |
|---|---|---|---|
| ABS (Public + 144A) | 84,004.0 | 88,105.2 | 152,462.9 |
| ABS (Public + 144A excluding CDOs) | 82,753.8 | 86,532.6 | 133,201.8 |
| ABS (Public Only) | 38,860.2 | 55,667.0 | 108,883.4 |
| ABS (144A Only) | 45,143.8 | 32,438.3 | 43,579.5 |
| Non-Agency MBS | 10,526.0 | 7,137.6 | 43,978.5 |
| Agency MBS | 262,948.4 | 162,425.0 | 133,901.3 |
| CMBS | 9,372.4 | 3,488.1 | 16,057.7 |
The underlying collateral pool is composed of 45,323 receivables, which have an average remaining loan balance of $30,210, and an average percentage rate (APR) 5.56%.
The 30-year fixed fell to 6.37% after a two-week ceasefire tempered war-driven volatility, but economists warn the spring housing market faces continued turbulence.
The Mortgage Bankers Association found gains in March for conforming, jumbo and government-sponsored loan indices for the third consecutive month.
The public and large institution segment make up 89.7% of obligors, up from the 87.7% seen in DEFT 2025-2, an increase that was driven largely by an increase in the large enterprise institution segment.
American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.
A new Basel III proposal offers mixed results for warehouse lending, with some risk-weight relief for banks but tougher terms that could crimp credit availability for nonbank mortgage lenders.
