| 2010 | 2009 | 2008 | |
|---|---|---|---|
| ABS (Public + 144A) | 119,611.1 | 144,424.5 | 163,494.8 |
| ABS (Public + 144A excluding CDOs) | 116,777.5 | 142,565.8 | 140,600.9 |
| ABS (Public Only) | 60,305.4 | 82,714.5 | 112,386.0 |
| ABS (144A Only) | 59,305.7 | 61,710.1 | 51,108.7 |
| Non-Agency MBS | 24,180.5 | 9,728.8 | 46,177.5 |
| Agency MBS | 425,467.4 | 258,325.8 | 142,723.3 |
| CMBS | 21,758.9 | 5,779.6 | 16,164.0 |
The underlying collateral pool is composed of 45,323 receivables, which have an average remaining loan balance of $30,210, and an average percentage rate (APR) 5.56%.
The 30-year fixed fell to 6.37% after a two-week ceasefire tempered war-driven volatility, but economists warn the spring housing market faces continued turbulence.
The Mortgage Bankers Association found gains in March for conforming, jumbo and government-sponsored loan indices for the third consecutive month.
The public and large institution segment make up 89.7% of obligors, up from the 87.7% seen in DEFT 2025-2, an increase that was driven largely by an increase in the large enterprise institution segment.
American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.
A new Basel III proposal offers mixed results for warehouse lending, with some risk-weight relief for banks but tougher terms that could crimp credit availability for nonbank mortgage lenders.
