| 2012 | 2011 | 2010 | |
|---|---|---|---|
| ABS (Public + 144A) | 143,716.1 | 85,834.2 | 82,215.6 |
| ABS (Public + 144A excluding CDOs) | 130,172.4 | 79,783.8 | 80,965.3 |
| ABS (Public Only) | 83,886.8 | 43,832.5 | 39,491.2 |
| ABS (144A Only) | 59,829.4 | 42,001.7 | 42,724.3 |
| Non-Agency MBS | 33,218.1 | 45,437.9 | 13,192.7 |
| Agency MBS | 190,415.8 | 253,566.9 | 308,276.8 |
| CMBS | 21,582.6 | 26,152.5 | 15,255.9 |
The underlying collateral pool is composed of 45,323 receivables, which have an average remaining loan balance of $30,210, and an average percentage rate (APR) 5.56%.
The 30-year fixed fell to 6.37% after a two-week ceasefire tempered war-driven volatility, but economists warn the spring housing market faces continued turbulence.
The Mortgage Bankers Association found gains in March for conforming, jumbo and government-sponsored loan indices for the third consecutive month.
The public and large institution segment make up 89.7% of obligors, up from the 87.7% seen in DEFT 2025-2, an increase that was driven largely by an increase in the large enterprise institution segment.
American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.
A new Basel III proposal offers mixed results for warehouse lending, with some risk-weight relief for banks but tougher terms that could crimp credit availability for nonbank mortgage lenders.
