| 2012 | 2011 | 2010 | |
|---|---|---|---|
| ABS (Public + 144A) | 84,120.7 | 51,871.4 | 54,973.4 |
| ABS (Public + 144A excluding CDOs) | 78,030.6 | 49,575.6 | 54,157.0 |
| ABS (Public Only) | 50,623.8 | 30,134.2 | 24,089.1 |
| ABS (144A Only) | 33,497.0 | 21,737.2 | 30,884.3 |
| Non-Agency MBS | 16,782.1 | 25,040.6 | 7,934.8 |
| Agency MBS | 112,523.7 | 173,096.3 | 205,764.4 |
| CMBS | 8,081.5 | 12,799.3 | 8,384.0 |
The underlying collateral pool is composed of 45,323 receivables, which have an average remaining loan balance of $30,210, and an average percentage rate (APR) 5.56%.
The 30-year fixed fell to 6.37% after a two-week ceasefire tempered war-driven volatility, but economists warn the spring housing market faces continued turbulence.
The Mortgage Bankers Association found gains in March for conforming, jumbo and government-sponsored loan indices for the third consecutive month.
The public and large institution segment make up 89.7% of obligors, up from the 87.7% seen in DEFT 2025-2, an increase that was driven largely by an increase in the large enterprise institution segment.
American Banker data found that those who upped artificial intelligence spending by more than 25% in the last year saw major improvements in employee output.
A new Basel III proposal offers mixed results for warehouse lending, with some risk-weight relief for banks but tougher terms that could crimp credit availability for nonbank mortgage lenders.
