Freddie Mac reported that 30-year fixed mortgage rates for the week ending July 15 remained the same from last week. Current rates are at their record low of 4.57% (with an average 0.7 point).

This level keeps the no-point rate at around 4.75%, around 25 basis points above the point that would lead to a significant pickup in refi activity — primarily from 2009 5s and 4.5s.

Subscribe Now

Access to a full range of industry content, analysis and expert commentary.

30-Day Free Trial

No credit card required. Access coverage of the securitization marketplace, including breaking news updated throughout the day.