GreatAmerica Financial in Iowa is looking to form a bank so it can offer more products to small and midsize companies.

The North Carolina company will hold onto the loans after the Fed's decision to slash interest rates.

Though the agency plans to give more credit unions authority to issue subordinated debt, limited investor appetite and other factors could hamper activity.

Lawmakers have also criticized the agency's decision to create qualifying standards for farmers and other small businesses.

The deal for Boston-based Radius would be the first in history in which an online lender buys a mainstream bank.

Regulators are alarmed about banks' rising exposure to high-risk corporate credits and want more data on how they would perform in a recession.

Mortgages, auto loans and credit cards should perform well for the next two quarters. Beyond that, all bets are off.

Political uncertainty, sector-specific concerns as well as interest rate and labor trends may continue to depress commercial and industrial lending in the coming months.

Jason Gardner, founder and CEO of the card issuer Marqeta, discusses his experiences in starting up multiple fintechs and makes predictions for the new year.

New CEO Tim Wennes is counting on soon-to-launch digital offerings to boost consumer loans and deposits and playing up Santander's international reach in a bid to win over middle-market and corporate clients.