Commercial banking

Mike G. Silver is a partner with the law firm Husch Blackwell. He served as senior counsel to the Consumer Financial Protection Bureau for more than 12 years.

Hiroko Washiyama is an expert consultant, Insurance Research Office, Nomura Research Institute (NRI). With a decade of experience in business planning and research within the Japanese insurance industry, Hiroko specializes in strategic planning and creating new businesses and services.

Brian Mulconrey is Sureify's SVP of Customer Success. He was previously an officer at two Fortune 500 insurers.

Dustin Yoder is the founder and CEO of Sureify, Inc., a software as a service (SaaS) company whose mission is to modernize the life insurance and annuity industry by helping companies service, engage, and sell to their customers with one enterprise product suite.

Issuance volume of asset-backed securities for the year through May 30, 2024

Underwriting league tables of asset-backed securities through May 30, 2024

Yields on the benchmark 10-year Treasury also rose in the past week as bond and note auctions got tepid responses from investors.

Pricing guidance on the deal puts yields on the AAA notes at 5.9% and they range to 9.1% on the B- notes, and all of the certificates are priced over the three-month interpolated yield curve.

Fears that foreclosures and abandoned property rates could spike once Covid-19 moratoriums ended have not come to fruition, Attom Data Solutions said.

The portfolio consists of about 75.8% PPA agreements and 24% lease agreements, when measured by customer contracts with monthly payments

The Federal Housing Administration's clarification addresses interpretations of an 8th U.S. Circuit Court of Appeals decision that increased industry costs.

The pool luxury vehicle loans, which represent 5.4% of the pool, an increase from 4.0% from the level seen in VEROS 2023-1. The luxury vehicles had an average balance of $227,457, compared with $17,681 for all the loans in the pool.

A federal judge in Texas is locked in a back-and-forth with an appeals court over whether the industry's challenge to a cap on credit card late fees should be moved to Washington, D.C.

As the inflation reduction campaign has miles to go, banks considering credit risk transfers referencing commercial real estate could find enthusiastic investors.

Beth Hammack, who stepped down as the bank's co-head of global finance earlier this year, will take the helm as President of the Federal Reserve Bank of Cleveland later this summer following the retirement of longtime President Loretta Mester.

Jess Vento is senior director of accounting at LeaseCrunch, lease accounting software to help transition, account for and maintain leases in compliance with lease accounting standards ASC 842, GASB 87, GASB 96 and
IFRS 16.

The bond offering is already more than two times oversubscribed, according to people familiar. Demand for available bonds that were not already committed is around four times or more.

Mike DeKock is founder and CEO of MJD Advisors, a compliance company fighting the mindset that compliance is complicated by offering simple, exciting and straightforward solutions to complex challenges.

If approved by the Federal Housing Finance Agency, the program will not lead to large amounts of home equity being extracted, nor is it mission creep, wrote Keefe, Bruyette & Woods analyst Bose George.

Kristin Smith is the CEO of Blockchain Association.