Commercial banking

Stability in mortgage rates may be key to unlocking pent-up demand during the upcoming spring homebuying season, but with loans still expensive and prices continuing to rise, affordability remains a hurdle.

The deal includes a minimum assets test, requiring the issuers to own at least 10 assets at the end of the nine-month delivery period, or seven assets after the delivery period.

Like other recent pools of securitized mortgages located in the Los Angeles County area, any loans that exhibited material damage from the fires were removed from the pool before closing.

Dave Werry is the co-founder, president and COO of Well. With a background spanning two decades of experience in different verticals of the healthcare industry, including at Aetna as VP, Head of Consumer Health Products and Transformation and Global Head of Biotech at PPD, Dave believes every individual deserves access to a trusted health partner. Dave received his B.A. from University of North Carolina at Chapel Hill in Economics and Political Science before graduating with an MBA from Harvard Business School.

Strong economic growth coupled with a solid labor market allows officials to wait for further evidence of cooling inflation before adjusting rates again. It also offers them time to evaluate President Donald Trump's policies.

Mortgage experts were expecting the first FOMC meeting under President Trump would have more significance in the long run than short-term, with some wild cards.

Joseph R. Mason is a fellow at the University of Pennsylvania's Wharton School and an academic affiliate at the BVA Group. Dr. Mason was previously a professor of finance and the Hermann Moyse, Jr./Louisiana Bankers Association chair of banking at Louisiana State University, a senior financial economist at the Office of the Comptroller of the Currency, and a visiting scholar at the Federal Reserve Bank of Philadelphia and the Federal Deposit Insurance Corp. He holds a doctorate in economics from the University of Illinois at Urbana-Champaign.

The A2B notes in TAOT 2025-A will make up 75% of total class A2 notes, a much higher percentage of floating-rate A2B notes than recent deals.

Billy Angelo is the managing partner of Angelo & Associates, a CPA firm focused on businesses in the professional services sector. He has been in the accounting industry since his graduation from the University of Delaware, and currently lives in New Providence, New Jersey with his wife and four children.

Amy Marcum is manager of client implementation at Insperity.

The legendary investor weighed in on the "irrationality of markets" during the recent AI-fueled rally.

On an annual basis, home prices grew by 4.2% in November, FHFA's index found.

Deal production has been a bright spot, but delinquencies could soon reach record highs, especially for office CMBS.

Brian Thorp is founder and CEO of Wealthtender, an online reviews platform designed for SEC compliance.

With over 25 years in the financial services industry, he is applying his experience and passion at Wealthtender to help more people enjoy life with less money stress. 

Annie Chen is a senior specialist of research at Gartner. As part of the Enterprise CFO research team in Gartner's finance practice, she works with functional leaders and their teams to conduct in-depth research of their pressing challenges, surfacing evidenced best practices and practical tools practitioners can put to their own use. Prior to joining Gartner, she worked in the financial services industry, helping financial advisors navigate companies' services.

Agency underwritten loans accounted for 97.1% of the CMLTI 2025-1 pool, up drastically from 10.6% on the CMLTI 2024-1 series.

In a few notable changes from the 2024-1 deal, 0.73% of the current pool is composed of closed-end leases, an increase from 0.55%.

Stefani Steinway is the SVP of human resources at Equifax Workforce Solutions.

The final vote was 68-29 in favor of Senate the confirmation of the billionaire hedge fund manager.