get an FHA loan, Barclays says

Roughly 20% of borrowers holding subprime mortgages originated in 2005 would be able to qualify for a Federal Housing Administration mortgage under current standards, Barclays Capital analysts said during an April 6 conference call. The analysts made this assumption based on four factors: loan-to-value ratio, debt-to-income ratio, mortgage delinquencies within the past year and loan size.

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