The Office of the Comptroller of the Currency  (OCC) and the Office of Thrift Supervision (OTS)  are expanding the scope of the mortgage performance data derived from national banks and thrifts to include additional information on the affordability and sustainability of loan modifications.

The added data will show how loan modifications changed the total amount of borrowers' monthly principal and interest payments last year.  The next edition of the agencies' joint Mortgage Metrics Report, which is scheduled for release next month, will look back at categories of loan modifications that: increased borrowers' monthly principal and interest payments; brought no change to payments; reduced payments by 10% or less; and reduced payments by more than 10%.

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