We, at last, have two bills in Congress – one in the House and one in the Senate – addressing the long-festering problem of what to do with Fannie Mae and Freddie Mac and proposing a housing finance sector without them.

The Senate bill, introduced by Sens. Bob Corker, R-Tenn., and Mark Warner, D-Va., is self-consciously bipartisan and sets out with impressive success to give the maximum number of people something.

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