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  • Community banking
    Redlining's lasting damage to communities

    The racially targeted mass shooting at a Buffalo, New York, grocery store in 2022 has renewed conversations about whether banks have a duty to help segregated, impoverished communities that were shaped in part by discriminatory lending practices. What do banks owe the Black community, and what influence could they have?

    By Allissa Kline
    July 31
    ABM0723_JultAugustWeb-Cover.jpg
  • Commercial banking
    Regions Financial says possible capital hike would be manageable

    The regional bank told analysts that it has studied how much debt it would need to raise based on an effective post-reform capital floor of 6% of risk-weighted assets, and has determined that that increase in capital would be manageable.

    By Jordan Stutts
    July 21
    Regions Financial
  • Payments
    Discover admits it overcharged merchants for 16 years

    Discover Financial Services' stock tumbled after revealing a new FDIC consent order regarding consumer compliance. Separately, the financial institution also copped to misclassifying certain credit card accounts into its highest merchant-pricing tier beginning in 2007.

    By Kate Fitzgerald
    July 20
    cropped Roger-Hochschild-hallway-recreation@2x.jpg
  • Regulation and compliance
    CFPB's Chopra: 'It's very profitable to have customers be late'

    The Consumer Financial Protection Bureau celebrates its 12th anniversary on Friday, prompting Director Rohit Chopra to discuss the agency's work including a proposal to set credit card late fees at $8 and the upcoming Supreme Court case that could defund the bureau.

    By Kate Berry
    July 20
    Rohit Chopra
  • Credit unions
    Credit unions pick up small-office loans as banks retreat

    While credit unions are being cautious with this lending line, some see opportunities to grow their commercial books amid setbacks at big-name banks such as Wells Fargo.

    By Ken McCarthy
    July 19
  • Regulation and compliance
    Fed's Barr: AI could 'perpetuate or even amplify' bias in mortgages

    The Federal Reserve vice chair for supervision said regulators will adapt supervisory practices to account for advancements in machine learning.

    By Kyle Campbell
    July 18
    Michael Barr
  • Risk management
    Banks get clearer views of risk using AI, data integration and the cloud

    Experts and industry leaders said banks are pumping investment into technology that can connect information silos.

    By Catherine Leffert
    July 14
  • Regulation and compliance
    St. Louis Fed President Bullard steps down

    The longtime chief executive of the Federal Reserve Bank of St. Louis will leave his post after 15 years to take an administrative position at Purdue University.

    By Kyle Campbell
    July 13
    James Bullard, president of the Federal Reserve Bank of St. Louis
  • Politics and policy
    Why banks should beware of 'Bidenomics'

    Voters so far are lukewarm on the president's efforts to change the narrative around his handling of the economy, but the administration's bid to win the economic messaging war could cause Washington to come down more harshly on banks.

    By Claire Williams
    July 12
    Joe Biden Bidenomics
  • Consumer lending
    Why SoFi may see limited gains from restart of student loan payments

    High interest rates could dampen demand for refinancing, which took a hit during the pandemic-era pause in federal student loan payments. "Curb your enthusiasm," one analyst said.

    By Charles Gorrivan
    July 10
    Student loans
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© 2025 Arizent. All rights reserved.
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© 2025 Arizent. All rights reserved.