As the credit rating agencies (CRAs) begin to rebuild their brand, market experts are questioning whether the changes these firms are implementing are tackling the key problems that have caused rating inaccuracies.

The failure of the CRAs and of the ratings they assigned has been blamed for the difficulties plaguing the economy today. This failure has created a buyer's market that has no confidence in either the credibility of the CRAs or the reliability of the U.S. economy.

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