There are clear signs of stabilization in nonperforming loans (NPLs) in the European Union (EU) after the short-term rises seen from 3Q08 to 3Q09, according to the European Mortgage Federation’s (EMF) updated study.

Except for Hungary, loans that been in arrears for over three months do not comprise more than 3% of total outstanding mortgage loans in member states at the end of last year. 

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