In the keynote address of ASF 2013, Thomas Curry, comptroller of the Office of the Comptroller of the Currency, stressed the progress that the housing market has made since hitting what many now see as a bottom during the crisis.

But with the Qualifed Residential Mortgage (QRM) still undefined, it’s clear that securitization players will have to wait some more for a more vibrant private label market to resurface.

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