As talk of the housing bubble bursting looms and affordability mortgage products proliferate, ASR chatted with Accredited Home Lenders Inc. Chairman and CEO Jim Konrath to discuss his company's future prospects.

ASR: Accredited Home Lenders achieved quarterly records in volume, net income and earnings per share in the second quarter, at a time when competition in the nonprime mortgage lending industry is high and interest rates are on the rise. What are some of the key factors you attribute to this growth?

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