Tom LaMalfa

Mortgage Finance Researcher

Tom LaMalfa is a 40-year veteran in mortgage finance research and analysis.

Housing finance reform

FHFA needs to curb Fannie and Freddie's insatiable appetites

Instead of shrinking the GSEs, the housing regulator is letting them expand into a host of new products and programs.

By Edward J. Pinto

June 28

TRENDING

Law and legal issues

Ocwen agrees to settle allegations over undisclosed fees

The company's attorneys had previously managed to successfully decertify the class in the seven-year long case, but the decision was reversed last year.

By Spencer Lee

1h ago
Esoteric ABS

Sotheby's makes its securitization debut, raising $500 million

Only tangible, high-value works of art or collectible items will be allowed in the Sotheby's ArtFi Master Trust asset pool, and Sotheby's Financial Services eschews originating loans funded by NFTs or other intangible assets.

By Donna M. Mitchell

4h ago
Private credit investors, non-depositories expand non-agency market share

As banks retreat from the residential mortgage loan market, more private credit investors are embracing non-agency, non-QM financing to provide liquidity—and reap rewards.

By Amilda Dymi

7h ago