Michael Merwarth

Michael Merwarth is Senior Vice President of Strategy & Innovation at USAA. In this role, he is responsible for setting and managing the strategic direction of USAA’s $16B P&C insurance group, which includes overseeing the company’s innovation and product/technology development programs.With over 22 years of property casualty experience, Michael held several USAA executive leadership positions prior to his appointment as Chief Underwriter in 2011. He has executive leadership experience in both P&C and Enterprise roles ranging from underwriting, product management, strategy, and business transformation.Michael currently serves on the Board of Directors for the Insurance Institute for Highway Safety and is active in several industry groups including the Institute for Business and Home Safety, the Federal Alliance for Safe Homes, the BuildStrong Coalition, and the American Institute for Chartered Property Casualty Underwriters. �He also routinely serves in the local community, including recent service as a board member of The San Antonio Children’s Shelter. He received his BA-Business Management degree from Our Lady of the Lake University in San Antonio. Michael is married with three children.