John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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The buy now/pay later firm, which reports earnings Thursday, has inked deals with Worldpay to expand potential borrowers and with New York Life to obtain more capital for future lending.
By John AdamsNovember 3 -
The Swedish institution is adding savings accounts to its signature buy now/pay later service as it plots an IPO. Analysts say it will be a struggle to go against U.S. institutions.
By John AdamsAugust 16 -
Shared services organizations PSCU and Co-op Solutions are offering post-purchase buy now/pay later loans, with the goal of reaching consumers who are concerned about managing their credit.
By John AdamsFebruary 13 -
The company says young consumers, steady credit quality and a robust travel recovery will offset a weaker economy for small businesses.
By John AdamsJuly 21 -
JPMorgan Chase and Discover are among the firms developing new technology to allow more people to shop from behind the wheel.
By John AdamsJuly 3 -
The buy now/pay later lender posted larger-than-expected losses, and following its layoffs it will deemphasize products with an uncertain short-term outlook, such as crypto trading.
By John AdamsFebruary 8 -
The card network sees digital payment opportunities and upside from China's reopening, but inflation and the slower pace of travel spending could slow growth.
By John AdamsJanuary 26 -
The companies, which reach thousands of merchants, recently launched environmental programs that use a network effect to cut carbon emissions.
By John AdamsDecember 21 -
Sometimes the right worker has the wrong skills. The card network's lab in Chicago is hiring people with general technology expertise, then training them for specific tasks.
By John AdamsNovember 18 -
The cloud retail firm NewStore is an early adopter of the tech giant's iPhone payment acceptance service, which some see as a step toward eliminating dedicated checkout lanes altogether.
By John AdamsSeptember 20 -
A more active Consumer Financial Protection Bureau, competition from Big Tech and sanctions on Russia are combining to make compliance a much larger concern than in the past, according to legal experts who spoke at American Banker's Payments Forum.
By John AdamsMay 19 -
Now that JPMorgan Chase, Goldman Sachs, Capital One and others offer the alternative credit option, the startups that created this market are adding products to cement their hold on consumers and merchants.
By John AdamsDecember 13 -
The tech entrepreneur has been increasingly focused on Bitcoin, a key growth area for the payments company he co-founded.
By John AdamsNovember 29 -
The bank, which helped launch the real-time network for peer-to-peer payments, is trying to duplicate that success by helping corporate clients process certain transactions instantly with wholesale partners and, in some cases, retail customers.
By John AdamsAugust 20 -
Western central banks trying to develop sovereign cryptocurrency models face pushback from lawmakers and other obstacles, while the digital yuan has a much clearer path.
By John AdamsJuly 27 -
A growing number of companies like Klarna, Sezzle and Circle let consumers split large purchases into smaller transactions paid over time. But they say they need to offer more than one product to set themselves apart and build customer loyalty.
By John AdamsJune 18 -
More than 97% of venture backing goes go white-owned startups. Firms like Mendoza Ventures, Chingona Ventures and MaC Venture Capital are stepping in to support underserved entrepreneurs.
By John AdamsJune 14 -
The race to provide coronavirus relief for small businesses is opening new routes to fund payments, including underused credit lines.
By John AdamsJune 5
















