Joey Pizzolato

Reporter

Connect with Joey in real-time

Joey Pizzolato is a reporter at American Banker, covering all things payments, including stablecoins, agentic AI, buy now, pay later and earned wage access. He is based in New York.

Prior to reporting on payments, Joey spent nearly six years covering auto finance as the editor of Auto Finance News, and has also covered the mortgage and housing industry, bank technology and marketing, state and federal regulation, fraud and the asset-backed securities market.

His work has earned him two Azbee Awards: One for investigative journalism examining the ease at which bad actors can obtain fraudulent employment verification needed to finance automobiles on social networks such as Facebook and Instagram; and one for enterprise news reporting that examined the lasting effects of inflation and COVID-19 pandemic on the subprime auto finance industry. In 2023, he was named a Goldschmidt FRED Fellow by the Society for Advancing Business Editing and Writing.

Joey holds a Master of Fine Arts from the Naslund-Mann Graduate School of Writing at Spalding University and a Bachelor of Arts degree from DePaul University.

Email Joey at joey.pizzolato@americanbanker.com. Reach him on Signal at @joeypizzolato.25

Payments

NYDFS extends BNPL request for information deadline to Sept. 15

The American Fintech Council requested a 30-day extension for buy now/pay later providers to submit information about their businesses to the New York Department of Financial Services. New York is the first state to institute a law specifically regulating BNPL.

By Joey Pizzolato

August 18
Payments

Here's what banks are saying about payments this earnings season

Bank earnings have been largely positive in the second quarter despite concerns that tariffs would increase inflation and stifle economic activity. Payment divisions at banks reaped the rewards, too.

By Joey Pizzolato

July 21
Payments

BNPL competition flares as Sezzle sues Shopify

Buy now/pay later provider Sezzle has filed a lawsuit against Shopify, alleging that the e-commerce giant engaged in antitrust practices by making it difficult for merchants to integrate Sezzle's BNPL offering into their websites.

By Joey Pizzolato

June 16
Payments

Tesla pushes real-time payments adoption into the fast lane

About $2 billion changes hands daily for the sale of new motor vehicles in the U.S., making auto dealers a prime use case for faster payments. So why aren't more using it?

By Joey Pizzolato

December 11
Payments

Affirm wants more from consumers to boost BNPL

The buy now/pay later company beat analysts estimates on revenue and net income and is trying to get more frequent usage out of its customers.

By Joey Pizzolato

November 8
Regulation and compliance

'Time to fight back': Jamie Dimon hammers away on regulation

The longtime JPMorgan Chase CEO discussed the Basel III endgame capital rules, interchange fees and open banking during a fireside chat at the American Bankers Association's annual conference.

By Joey Pizzolato

October 28