Secondary and primary market representatives at the Mortgage Bankers Association’s secondary market conference Wednesday morning said their concerns about governmental changes like GSE reform and Dodd-Frank largely center on their potential to tighten mortgage credit availability and exacerbate a still-struggling housing market.

“The focus…is not to constrain credit,” Jeff Foster, the Treasury’s senior policy advisor-capital markets told attendees at gathering. Foster said the government wants to hear industry concerns as it proceeds at a deliberate pace on big moves like GSE reform.

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