This is the fourth of 10 articles taking an updated look at our most widely read stories of the year. The first three can be found here: FFELP, Solar, CMBS.

In early September, Fannie Mae executives met quietly with over 100 investors in an office building in midtown Manhattan. Participants were invited to wander several rooms, each containing multiple computer monitors running demos of software programs the mortgage giant uses to manage the lifecycle of credit risk in loans, from pre-delivery through property disposition.

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