Bucking traditional beliefs regarding secured and unsecured credit, the risk of consumers with high credit scores defaulting on their mortgage is higher than the risk of this group defaulting on their credit cards, according to the FICO Score Trends Service.

In 2009, 0.3% of consumers whose scores were between 760 and 789 defaulted on their real estate loan, compared with 0.1% who defaulted on their credit card.

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