According to the Mortgage Bankers Association’s (MBA) 2Q12 National Delinquency Survey, mortgage delinquency rates have largely increased.

The delinquency rate for mortgage loans on one-to-four-unit residential properties rose to a seasonally adjusted rate of 7.58% of all loans outstanding at the end of 2Q12. The rate  rose 18 basis points from 1Q12, but dropped 86 basis points from the same period in 2011.

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