After having gone through an enormous disruption characterized by unexpected deterioration and massive losses, investors in residential mortgage-backed securities have a number of reasons to feel unsettled. Regulatory uncertainty clouds the market's future and mortgage originations remain at historically low levels despite housing affordability reaching its highest level since the National Association of Realtors began keeping records in 1970.

As the industry works through these issues, participants can actually look forward to a beacon of light. The bright spot is a valuable new tool: the ability to more easily track loan level data at the borrower level, while shielding the borrower's identity.

Subscribe Now

Access to a full range of industry content, analysis and expert commentary.

30-Day Free Trial

No credit card required. Access coverage of the securitization marketplace, including breaking news updated throughout the day.