Though delinquency rates for mortgage loans rose for the second quarter report (after three consecutive quarterly declines) and are expected to show a slight uptick in the third quarter report, Jay Brinkmann, vice president of research and economics at the Mortgage Bankers Association (MBA), said that the national delinquency rate would start to trend downward as the economy starts

to improve. The results were reported in the MBA's National Delinquency Survey.

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