Two years into the Home Affordable Modification Program (HAMP), it appears the number of borrowers able to qualify for HAMP mods has leveled off while candidates for proprietary modifications surged in the first quarter.

The Office of the Comptroller of the Currency (OCC) and Office of Thrift Supervisions (OTS) reported Wednesday that 180,100 at-risk homeowners entered payment trials for proprietary modifications in the first quarter, up 123% from the prior quarter.

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