Ginnie Mae will join Fannie Mae and Freddie Mac in requiring mortgages it purchases to be transmitted in the Uniform Loan Delivery Dataset (ULDD) standard — the set of data points and e-document formats the government-sponsored enterprises will mandate for all mortgages it purchases beginning Sept. 1, 2011.

The ULDD is developed on the standards and common extensible markup language, or XML, file formats of the Mortgage Industry Standards Maintenance Organization — (MISMO). The ULDD uses the latest Version 3.0 architecture for industry-wide data naming conventions in mortgage technology.

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