Following the mortgage loan limit increases of Fannie Mae and Freddie Mac, the U.S. Department of Housing and Urban Development has begun insuring larger loans as of Jan. 1, 2000.

The limits for Federal Housing Administration loans has increased roughly 5% for 2000 to $121,296 for homes located in relatively low-priced areas, and $219,849 for homes located in more expensive areas. The limits increase annually to accommodate for the increase in housing prices.

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