Lenders are loosening underwriting standards for nearly every type of credit except for some home equity lines, according to a report issued Thursday by the Office of the Comptroller of the Currency.

The agency said that underwriting eased partly because banks are willing to take on more risk in light of increased competition and high liquidity. Examiners found that among the nation's 86 largest federally-chartered banks and thrifts, standards were tighter for home equity lines but looser for most other products, including credit cards, asset-based lending and leverage loans.

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