At the Mortgage Bankers Association's (MBA) National Secondary Conference & Expo third general session last week, the focus turned to coping with the post-refinance boom environment. While volume is not exactly in a downward spiral, Marc Hochstein, mortgage editor at ASR's sister publication American Banker, described it as "going down, up, down."

"There is no easy answer," said Jason Bohrer, executive vice president at SunTrust Mortgage, Inc., adding that in this cyclical business, people just have to be "fast on their toes."

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