Federal officials should go easy on overriding state sovereignty by changing foreclosure laws without a legislative mandate, former U.S. Department of Urban Development (HUD) general counsel Robert Couch told a Senate panel on Tuesday.

Testifying before the Senate Banking Committee, Couch said that while national standards can address servicing mistakes that led to the robosigning scandal, “they can also potentially cause uncertainty to creep into the markets and devastate investment, which will ultimately be felt by homeowners.”

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