The prospect of an increase in credit card interest rates designed to curb consumer spending may cause credit card issuers to adjust their pricing benchmarks over the next few months, according to a recent Fitch IBCA's report Credit Card Movers & Shakers'.

"In the future, to an extent consumers are borderline overburdened," said Michael Dean, senior director of the asset-backed group at Fitch. "The worry is with higher interest rates that some of them will be pushed over or become over-burdened... resulting in higher chargeoffs down the road."

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