In a semi-ironic twist of fate, analysts are speculating that the Federal Deposit Insurance Corp.'s problems pawning off Alliance Funding's subprime platform/portfolio is partially attributable to the new dollar-for-dollar residual capital requirements the FDIC itself championed.

In essence, no banking entity wants to buy the portfolio because of capital charges it would incur, especially if the acquirer were to securitize the loans and generate residuals, which require dollar for dollar capital.

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