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Adjustable-Rate Mortgage Spreads

ARM Type Index
Value
Effective
Margin
OAS ZVO
GNMA
04/13/05 3.38 77.0 71.0 71.0
Previous Week 3.38 94.0 71.0 69.0
         
Conventional
04/13/05 3.38 109.0 135.0 137.0
Previous Week 3.38 114.0 141.0 141.0
         
Conventional
04/13/05 2.317 131.0 34.0 36.0
Previous Week 2.317 134.0 38.0 39.0
         
Source: Capital Management Sciences
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