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Adjustable-Rate Mortgage Spreads

ARM Type Index
Value
Effective
Margin
OAS ZVO
GNMA
12/08/04 2.62 103.0 82.0 80.0
Previous Week 2.6 114.0 80.0 80.0
         
Conventional
12/08/04 2.62 118.0 132.0 139.0
Previous Week 2.6 137.0 148.0 147.0
         
Conventional
12/08/04 1.96 128.0 41.0 85.0
Previous Week 1.96 130.0 37.0 80.0
         
Source: Capital Management Sciences
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