Joe DeCosmo

Joe�joined Enova as Chief Analytics Officer in 2014. As CAO,�Joe�leads a multi-disciplinary analytics team that provides end-to-end data and analytic services including data warehousing, business intelligence, fraud, credit risk, marketing and business analytics. His team supports the global online financial services offered by Enova International and delivers on-demand decision-making technology and real-time predictive analytics services to clients through the�Enova Decisions� brand. Prior to working at Enova, he served as Director and Practice Leader of Advanced Analytics for Chicago-based West Monroe Partners. He also held a number of executive positions at HAVI Global Solutions and the Allant Group.�Joe�received a BA in Economics from Lewis University and an MA in Economics from the University of Illinois at Chicago. He currently serves as President of the Chicago Chapter of the American Statistical Association and is on the Advisory Board of the UIC College of Business Administration.�Joe�lives in the Chicago area with his wife and daughters.